Your WEALTH MATTERS BLOG

If you are a regular reader of our blogs, you will have undoubtedly heard us hammer on about the importance of having a plan. Well, this is especially so for young families. The loss of a spouse is a tragedy and not knowing where to start, who to turn to, what to do, is all the more overwhelming during a time of mourning. Although we cannot prevent death, we can plan for it and that is exactly what we aim to do when we work with families young and old.

Experiencing unemployment in the years right before retirement can be an extremely distressing and difficult situation to navigate. Cutting your spending to a bare-bones budget will likely be critical and those who have an emergency fund already saved will certainly weather this storm better than those who do not.

We have spoken a lot about the importance of proper planning and how this can help to provide a roadmap to guide us. However, we have also spoken about the practicalities of life and how changes in circumstances can sometimes throw a wrench into the works and affect our plans.